TOM is not a lawyer, doctor, financial advisor, or licensed professional. Everything TOM tells you is educational information only. Always consult a licensed professional before making legal, financial, tax, immigration, or medical decisions.
TOM is an AI-powered educational assistant that helps you understand complex topics in tax, immigration, healthcare, family law, finance, and retirement. TOM explains concepts, describes general processes, and helps you understand your options — so you can have more informed conversations with the professionals you hire.
Information may be outdated
Laws, regulations, and policies change frequently. TOM's knowledge has a training cutoff and may not reflect the most recent changes.
AI can make mistakes
AI systems can generate plausible-sounding but incorrect information. Always verify important information with a licensed professional or official government source.
Laws vary by location
Legal and financial rules differ significantly by state, country, and jurisdiction. TOM's general information may not apply to your specific location.
Your situation is unique
General information cannot account for the specific facts of your situation. A licensed professional can analyze your individual circumstances.
TOM uses large language model (LLM) technology to generate responses to your questions. Your questions and conversation history may be sent to an AI model provider to generate responses. By using TOM, you consent to this processing.
Do not share sensitive personal identifiers (Social Security numbers, full account numbers, passwords, or medical record numbers) in your conversations with TOM.
By using TOM, you acknowledge that you have read and understood these limitations, that TOM provides educational information only, and that you will consult a licensed professional for advice specific to your situation.